Get affordable credit repair customized for your credit needs.
Your credit needs are unique. Your credit repair plan should be too.
We are expert advisors that work one-on-one to help you:
Understand where you should focus to fix your credit, fast
Create a smart plan that’s tailored to your situation
Take the right steps to avoid common mistakes
Improve your score and achieve your financial goals
Get started today. Only $100/month, cancel any time.
We’re on email, text, FB Messenger, Instagram, and Whatsapp!
Here’s what happens next:
1. Free initial consultation
We’ll do a deep dive into your credit report together, in order to help us both understand where you should focus for maximum impact.
2. Build a smart plan together
Your advisor will create a step-by-step plan for improving your score that’s tailored to your needs. You’ll know exactly which steps to take, when.
3. Take the right steps
Your dedicated credit advisor will be available daily to guide you through all the steps along the way. You can email or text as much as you need.
4. You no longer need help
We want to arm you with the knowledge and tools to manage your own credit health, the right way, for the long term.
“We really felt trapped by bad credit. James helped us through everything we needed to know raise our score 140 points, and we just bought our first house!”
– Teresa and Rob, Poughkeepsie, NY
$100/month, no commitment
Here’s what you get:
A dedicated credit advisor always available within 24 hours
Credit report deep dive with your advisor
Unlimited emails and texts when you need help
Specific guidance about all of the steps and concepts you might need help with:
- Disputing negative report items
- Negotiating with collectors
- Which credit cards to have, and how to use them the right way
- Managing debt-to-limit ratios
- Managing and paying debts strategically
- Building and maintaining credit history
- Negative item age and prioritization
- Credit bureaus and scoring model complexity
- Getting more time to pay bills without affecting your credit
Access to a library of high quality credit repair resources and tools
A comprehensive credit education that arms you to repair and manage your credit the right way, for the long term, without breaking the bank
“We were having so much trouble getting my parents into an apartment because of their credit. We couldn’t have done it without Jenn at Swell.“
– Sally, Los Angeles, CA
No robots here. Just real humans that want you to succeed.
We’re real people with a lot of experience helping people in not-so-great credit situations achieve their credit goals. We’re in your corner, and we’re passionate about helping you escape that feeling that you’re stuck. Meet a few of our coaches:
Karl, accountant and credit avisor for 15 years
Nina, former financial advisor and credit advisor for 4 years
