Tell us about your credit situation and goals over the phone, chat, or email. We’ll go over your credit report together to help us both understand where you should focus for maximum impact.
Armed with your free three-bureau credit report, we’ll work with you over the phone or email to deep dive into your unique credit scenario. We’ll put together a step-by-step plan for improving your score that’s tailored to your needs. You’ll know exactly which steps to take, when.
Your dedicated credit advisor will educate you about credit fundamentals and guide you through the actions that will have the most impact on your credit score. You’ll be able to collaborate over the phone, email, or our client portal as you take each step toward better credit. Your advisor will be there to provide whatever guidance you need.
Our goal is for you to stop paying us (or anyone) to help improve your credit. We want to arm you with the knowledge and tools to manage your own credit health, the right way, for the long term.
“We really felt trapped by bad credit. James helped us through everything we needed to know raise our score 140 points, and we just bought our first house!”
– Teresa and Rob, Poughkeepsie, NY
Our goal is for you to stop paying for credit repair help. In the meantime, here’s our pricing to help get you there:
Three-bureau credit report with FICO scores
Deep-dive session with a credit advisor
Onboarding to client portal
Delivery of a comprehensive credit repair plan – your map to exactly what to focus on, what not to worry about, and what steps to take for maximum impact in the shortest time possible
Twice monthly phone calls and unlimited emails with your dedicated credit advisor
Specific guidance about all of the steps and concepts you may need help with:
Access to a library of high quality credit repair resources and tools
Comprehensive credit education that arms you to repair and manage your credit the right way, for the long term, without breaking the bank
“We were having so much trouble getting my parents into an apartment because of their credit. We couldn’t have done it without Jenn at Swell.“
– Sally, Los Angeles, CA
We’re real people with a lot of experience helping people in not-so-great credit situations achieve their credit goals. We’re in your corner, and we’re passionate about helping you escape that feeling that you’re stuck. Meet a few of our coaches:
Nina, former financial advisor and credit advisor for 4 years